These one-on-one sessions are available to any Ohio resident. A housing counselor will teach you how to read your credit report, develop a relationship with a bank, develop a household budget, and create an action plan to improve your credit store and establish savings. Call 614-275-4663, ext. 101, to make an appointment. Before your first visit, download, print, and fill out the information packet and bring it with you. See the links in the upper right-hand panel of this page.