Homeowner Programs


Homes on the Hill is a HUD-approved housing counseling agency serving all residents in Ohio. If you are behind on your mortgage payments, wondering about refinancing, worried about your credit score, or facing foreclosure, we can help.

Certified Housing Counselors

• Create a spending and savings plan

• Avoid foreclosure

• Refinance your mortgage

• Manage debt

Periodic Workshops

• How to manage your finances

• Ways to make your home energy efficient

• How to avoid predatory lending

Foreclosure Prevention Orientation

Are you at risk of foreclosure or just behind on your mortage payments? Attend our foreclosure prevention orientation to get one-on-one assistance and guidance. Attendees will have the opportunity to discuss their situation and options available to them. Our counselors are fully trained to provide you with assistance in avoiding foreclosure, including working with your lender, preparing you for mediation, and discussing other available options. We offer an orientation that provides general information about the types of resources and assistance that are available to prevent foreclosure from happening.

Please bring to the Orientation your most recent mortgage statement, information that will assist you in completing a monthly budget worksheet, and a hardship letter if you’ve written one to your lender.

Check the Calendar of Events for scheduling.

How we can help

Homes on the Hill is a not-for-profit organization that develops affordable housing in southwestern Franklin County, Ohio. Our HUD-certified housing counselors assist renters and homeowners throughout the Columbus area.

How we can help

Budget & Credit Counseling

This workshop is available to any Ohio resident. Learn the homebuying process, which provides 8 hours of homebuyer education and training, conducted by a housing counselor and industry professionals. By completing a workshop and getting individual counseling, many of our clients become eligible for down payment assistance toward the purchase of their first home.

Some of the topics are: